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200500884 , 8018865314 the real property described is located in HALL. COUNTY, NEBRASKA and being set forth as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF; In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows (notwithstanding anything to the contrary contained in the Note or Security Instrument): 1. As of JANUARY 1, 2005 , the amount payable trader the Note and the Security Instrument (the "Unpaid Principal Balance ") is U.S. $ 52,813.78 consisting of the amonnt(s) loaned to the Borrower by the Lender and any interest capitalized to date. 2. Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of the Lender. Interest will he charged on the Unpaid Principal Balance at the yearly rate of 5.500 %- from JANUARY 1, 2005 The Borrower promises to make monthly payments of principal and interest of U.S. S 321.37 , beginning on the first day of FEBRUARY, 2005 and continuing thereafter on the same day of each succeeding month until principal and interest are paid in full. If on JULY 01, 2030 (the "Maturity Date "), the Borrower still owes amounts under the Note and the Security Instrument, as amended by this Agreement, the Borrower will pay these amount:; in full on the Maturity Date. The Borrower will make such payments at «'ASHINCTO`- MUTUAL BANK F.O. BOX 3200 MIL`VAUKEE, WISCONSIN 53224 of ullr– ,!-L as tlhc Lender niay requir,;. ? If all or my part of the Property or any interest in it is sold or transferred (or if,,) beneficial interest in the Borrower L sold or transferred and the Borrower is not a natural person) without tlrc Lender's prior written consent, the Lender may require innnediate payment in full of all sums secured by this Security Instrument. If the Lender escrcises this option, the Lender shall give the Borrwver notice of a::c:;leration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which the Borro�� cr mart pa} all gums secured by thin S cunt }' L, h anent. If thc. Borro�%cr f.; :'. t> p � tl..:.e sums prior to Lilt, e;vpiiaiioi: v: ii:,; pLr,ut], iirc; Lt�:idt-r ii:ay iu� eht, guy rLitic;�lies pcnniltc:u u j iluj ,,—wit) i:1-1 Lit ::eu[ �� I[I wul further notice or demand on the Borrower. 4 The Borrower also will comply with all other covenants, agreements, and r irements of the Security Instniment, including without limitation, the Borrower's covenants and agreements to make all payments of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that the Borrower is obligated to make under the Security Instrument; however, the following terms and provisions are forever cancelled, null and void, as of the date specified in Paragraph No. 1 above: HUD Modification Agreement FAND# HUDMOD -2 Rev. 04 -16 -03 Page 2 of 4 1. T