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200500842 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: �)4 j- '9 (Seal) <br />KEITH J VI CIK - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 31st day of January <br />2005 , by KEITH J VINCIK <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />4-11"My ERAL NOTARY • State of Nebraska DEBORAH L. TROSPER <br />Comm. Exp. Febr.14, 2005 <br />Notary Public DEBORAH L TROSPER <br />My Commission Expires: <br />- 4R(NE) (0305) Page 8 of 8 <br />