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200905555 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. (Clc~c applicable box(es)). ❑ ❑ LLJJ Condominium Rider Graduated Payment Rider Adjustable Rate Rider ❑ Planned Unit Development Rider ❑ Growing Equity Rider ❑ Other: BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: /'I A 'S 1~~~ QLcw~ 1 Earl Johnson -Borrower Becky J Jo nson -Borrower STATE OF NEBRASKA, Zia 11 County ss: The foregoing instrument was acknowledged before me this l day of Ju 1 Y 2009 , by Earl Johnson, and Becky J Johnson. Witness my hand and notarial seal at C a 1d Island in said County, the date aforesaid. My Commission Expires: I~30[i2- G NERAL NORARy - $tate of Nebraska DEBRAJ' ImZAK Notary Public ply Come. EV, M. 30, 2012 FHA Nebraska Deed of Trust with MERE - 4/96 Amended 7/04 ios, inc. Page 6 of 6