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<br />DEFINITIONS
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<br />[Space Above This Line Far Recording beta!
<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ...................... 0~; 01; ~O.Q9 , ... , ....... , , , , , , ... , , , . ,
<br />with all Riders to this document.
<br />(B) "Borrower" is WILLIAM. C, CHBAM08TA,~I~Q,KA~~Y CHRAMOSTA,.AS.HUSBAND.AND.WIF~,,,,,,,,,,,,,,,,,,,,
<br />~~ . ~~
<br />13, 18, 20
<br />,together
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is TQWN. & COUNTRY BANK ................................................................................................... .
<br />Lender is a .Q.QBPD.R/~T~QN ........................... ........................................... .. organized and existing under
<br />the laws of. TH.~.$.TAT~.OF.I~~$J~A$I(~1 .................................Lender's address is . PO.B,QX,4Q, 423..C~R~N~1 AV~N.L~~,....
<br />R~~~NNA4 NE. 68$69 .............. ....:....................................................................................................... .
<br />Lender is the beneficia under this Security Instrument.
<br />(D) "Trustee" is TOWrI~I.&,COUNTRY BANK 423 GRAND AVM P.O. BOX 40.,RAVENNA,.N.E.,68869,,,,,,,,,,,,,,,,,,,,,,,..
<br />..........................r....... ...... .
<br />(E) "Note" means the promissory note signed b~yy Borrower and dated .Q7'p ~:.~QQ~ ...............................................The
<br />Note states that Forrower owes Lender QNE.Ht1NRD~R.T.~(~NTXFIVk.THAIlS.A.NA.AND..N.Q11.QR~ ......................................
<br />.................................................. Dollars (u.s. ~ .125,000.00..,................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................... Q ~: Q~: ~p.~ Q ................. , .
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Naze,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Killers to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-A Family Rider ^ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(T) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction af, the
<br />Froperty; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of [he Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. hart 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Nate and/or this Security Instrument.
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 8117!2000
<br />ref: 112001 e 1 0 7 es
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