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<br />LUAN NUMBER: 0166017932
<br />(Space Above This Linc For Recording Data)
<br />DEED OF TRUST
<br />(PREAUTIIORILED (UFEN END) CREDIT -FUTURE AllVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />TIIIS DEED QF TRUST ("Security Instrument") is made on July 3, 2009, The grantor is ALVIN B WARM and
<br />CINDRA L WARM, IIUSBAND AND WIFE, whose address is 316 N 2ND S'I", Doniphan, Nebraska 68532
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract. The
<br />obligations of Borrowers who did not sign the Contract are explained further in the section titled 5uccessars and
<br />Assigns Bound; Joint and Several Iaiability; Accommodation Signers. The trustee is TiewOne Bank whose
<br />address is 1235'N' St / P.O. Box 83009, Lincoln, Nebraska 6$501 ("Trustee"). The beneficiary is TierOne Bank,
<br />which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St
<br />/ PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). ALVIN B WARM and CINDRA I, WARM have entered
<br />into aEquity -Line of Credit ("Contract") with Lender as of July 3, 2009, under the terms of which Borrower
<br />may, trom time to time, obtain advances not to exceed, at any time, a ***MAX1M UM PRINCIPAL AMOUNT
<br />(EXCLUDING PRO"1'ECTIVE ADVANCIH:S)*** of Thirty six Thousand Nine Hundred and 00/100 Dollars
<br />(U.S. $36,900.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to
<br />make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Borrower's Contract with Lender will be due and payable on July 1S, 2014. This Security Instrument secures to
<br />Lender: (a) the repayment of the debt under the Contract, with interest, including future advances, and all
<br />renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to "Trustee, in trust, with power of sale, the following described property located in
<br />the COUN'I'Y of HALL, state of Nebraska:
<br />Address; 316 N 2Nl) ST, Doniphan, Nebraska 68832
<br />I..cgal DcscriFrtion: LO"I'S 'T}IRI+;:; (3) AND FOIJI~. (4), IN WAC_;NER SCI13D1VISION 1N THE
<br />VILLAGE OF DONIPIIAN, HALL COUNTY, NEBRASKA.
<br />Parcel 1D/Sidwell Number; 400184648
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BQRROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
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