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2oogo547s <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />4 <br />D ROBY e ~ JUD A ROB Date <br />INDIVH)UAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by LEON D RUBY and JUDY A ROBY, before me on <br />~~1 \ ~.p~ . In witness whereof, I hereunto set my hand and, if applicable, my official <br />seal. <br />My commission expires: ~~,p ~\ ~ ~ ~ ~~~ <br />GF~{W. NOTARI' - Stale of Netireska <br />~ Comm ~ ~ 9, 2011 <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TU: <br />Home Federal Savings & Loan Associatian of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />(O 2(1(14-2(IUR Copyright Compliance Systems, Inc. 74ED-C9E8 - 2U(1R.10.289 <br />Consumer Real Estate -Security Instrument DL2U36 Pagc 5 of 5 <br />www. c ompliruicesystents.c om <br />8UU-96R-R522-Pax 61ti-956-1868 <br />