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200905454 <br />(C)"Lender"is WELLS FARGO SANK, N.A. <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P . O • BqX 117 O 1, NEWARK, NJ 0 7101 A 7 q 1 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 . <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 06, 2009 . <br />"I`he Note states that Borrower owes Lender ONE HUNDRED TWENTY SEVEN THOUSAND AND <br />00/100 Dollars <br />(U.S. $ ****127, 000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than AUGUST O1, 2039 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Bprrpwer [check box as applicable]: <br />0 Adjustable Rake Rider 0 Condominium Rider ~ Secpnd Hpme Rider <br />0 Ballppn Rider ~ Planned i.Jnit Development Rider 0 1-4 Family Rider <br />VA Rider 0 Biweekly Payment Rider ~ Other(s) [specify] <br />(I) "Applicable Law" means all cpntrulling applicable federal, state and lpcal statutes, regulations, <br />prdinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the 1'rpperty by a cpndpminium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer pf funds, other than a transactipn originated by <br />check, draft, or similar paper instrument, which is initiated thrpugh an eleciranic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, pr authprize a financial institution to debit <br />or credit an account. Such term includes, but is not limited tp, point-pf-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) fpr: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking pf all pr any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentatipns pf, pr pmissians as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA - Sin~ls Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT e~ ~ ~r <br />-61NE) ~oai n Paae 2 of 15 ir,~c~eiS~ Form 3028 9109 <br />