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T <br />s <br />f � 1 <br />❑ <br />z D <br />c <br />Balloon Rider <br />G_l <br />c = <br />Z <br />= n � <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />N <br />^' <br />rn <br />--I M <br />O <br />d <br />After Recording Return To: <br />HAMILTON MQRtGAGE COMPANY <br />2700 NORTH' CENTRAL AVENUE, SUITE 1500 <br />PHOENIX, ARIZONA 85004 <br />Loan Number: 00005 -24499 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:1001993- 0000524499 -4 <br />DEFINITIONS <br />.Sc, _s , <br />Words used in inultiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certainrules regarding die usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" ineans this document, which is dated JANUARY 20, 2 0 0 5 together <br />with all Riders to this document. <br />(B) "Borrower" is TROY C. PISTULKA AND JOI D. PISTULKA, HUSBAND AND <br />WIFE <br />Borrower is (lie trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />(D) "Trustee" is Chicago Title Insurance Company <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, M1 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 2 0, 2 0 0 5 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND FIVE <br />HUNDRED AND 00/100 Dollars (U.S. $ 130, 500 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />FEBRUARY 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sinus due under this Security htstrument, plus interest_ <br />(1) "Riders" ineans all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />s <br />f � 1 <br />❑ <br />Condoininium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />G_l <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />C) —{ <br />^' <br />rn <br />--I M <br />O <br />O <br />cn <br />zM <br />.... <br />rn <br />=10 <br />^� <br />O <br />r A <br />O <br />C <br />G) <br />to <br />o <br />C <br />O <br />.Sc, _s , <br />Words used in inultiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certainrules regarding die usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" ineans this document, which is dated JANUARY 20, 2 0 0 5 together <br />with all Riders to this document. <br />(B) "Borrower" is TROY C. PISTULKA AND JOI D. PISTULKA, HUSBAND AND <br />WIFE <br />Borrower is (lie trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />(D) "Trustee" is Chicago Title Insurance Company <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, M1 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 2 0, 2 0 0 5 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND FIVE <br />HUNDRED AND 00/100 Dollars (U.S. $ 130, 500 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />FEBRUARY 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sinus due under this Security htstrument, plus interest_ <br />(1) "Riders" ineans all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condoininium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D— Magic I, 800- 649 -1362 <br />Form 3028 1 /01 Page 1 of 10 www.docniagic.cotn <br />Re +urh t-o <br />Inc. <br />, Guardian Title Serviceslite. B <br />15675 Spaulding St. <br />Omaha, NE 68116 <br />© 5-61 o0l <br />11111111111111111111111 1111111111111- 1111>w1911 1111111111111111111 II!I11!1If III III <br />