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a A m 1'q M C rn N DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated January 18, 2005 together with all Riders to this document. (B) "Borrower "is Hector Garcia and tdaria B. Garcia, Husband and Wife Borrower is the caster under this Security Instrument. (C) 46Lender "i9 Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, HE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIVE POINTS BANK (E) °Note" means the promissory now signed by Borrower and dated January 18, 2005 The Note states that Borrower owes Lender Forty —Eight Thousand Three Hundred Fifty And 00 /100 Dollars (U.S. $ 48,350.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2020 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA — Single Fenly —Fannie MatTreddie Mac UNIFORM INSTRUMENT Form 3019 VM ncrcrosi Wage l ofl3poge ) uocuvxev.vu oz,vslrsoors s a T _ 11 __ Crl Il � LEI p m p v: p After Recording Return To: N �> Q Z 0 [Space Above This Line For Recording Data] \ h ` DEED OF TRUST ca = "a. L..n manor: 6,T41211 ,.reel �c: 400120976 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated January 18, 2005 together with all Riders to this document. (B) "Borrower "is Hector Garcia and tdaria B. Garcia, Husband and Wife Borrower is the caster under this Security Instrument. (C) 46Lender "i9 Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, HE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIVE POINTS BANK (E) °Note" means the promissory now signed by Borrower and dated January 18, 2005 The Note states that Borrower owes Lender Forty —Eight Thousand Three Hundred Fifty And 00 /100 Dollars (U.S. $ 48,350.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2020 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA — Single Fenly —Fannie MatTreddie Mac UNIFORM INSTRUMENT Form 3019 VM ncrcrosi Wage l ofl3poge ) uocuvxev.vu oz,vslrsoors