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200905386 <br />9 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and retarded with it. <br />Witnesses: <br />~' ~ N ~~ (Seal) <br />SCOTT H.PFUE <br />i,,~~ j ~ <br />%%%'L''"l • ~ -~ (Seal) <br />AREN L. PFUET - orrower <br />(Sign Original Only) <br />CitiMortgage 3.2.23.04 V2 <br />N~RASIG4 -Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMBVT <br />~~(N~ 1oe77~ Page 74 of 75 Form 3028 1/01 <br />