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<br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it.
<br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the
<br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is
<br />permitted under Applicable Law.
<br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to
<br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded.
<br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon
<br />Trustee herein and by Applicable Law.
<br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address
<br />which is the Property Address.
<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument
<br />and in any Rider executed by Borrower and recorded with it.
<br />(Seal)
<br />RYAN �MELSON/ ` - Borrower
<br />�/y.......... .. at
<br />VAN E M. SAMELSON - Borrower
<br />[Space Below This Line For Acknowledgment]
<br />STATE OF NEBRASKA
<br />County of ..................... HALL
<br />...........................
<br />The foregoing instrument was acknowledged before me this
<br />01:11; 2005,,Q ,,,,, ,
<br />.......... .........................(date) by 6YAN 9- .SAMEMQN.. Off.W.S.MWOR "MANA WF,E,.,.,.,.,.,.,.,.,.,.,.,.,.,.,. , .,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.
<br />............................................................... ; ......................... .... (name ` f ,
<br />pe on acknowledged).
<br />My Commission expires: 08 -30 -2006
<br />.. .... ....... ... .. . ......... ...............................
<br />Notary Public
<br />TERE$A PICHLER
<br />GENERAL NOTARY - State of Nebraslta
<br />TERESA PICHLER
<br />My Comm. Ev. Aug. 30,2M8
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 Form 3028 1/01 (page 7of 7pages)
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