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<br /> Space Above 'I"his Line For Recording Data
<br />DEED OF TRUST
<br />DEFINITIONS
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<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20
<br />and 2 I . Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated June 30th 2009 ,together with
<br />all Riders to this document.
<br />(13) "Borrower" is David L. Prokesh Jr and June M. Prokesh, Husband and Wife, as Joint Tenants
<br />Harrower is the trustor under this Security Instrument.
<br />(C) "bender" is First National Bank & Trust Co. .Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 1820 23rd Street Columbus, NE 68601
<br />___-_ ___
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is First National Bank of Omaha, Ib20 Dodge St., Stop 8133, Omaha, NE 68197
<br />(E) "Note" means the promissory note signed by Borrower and dated June 30th 2009 .The Nate
<br />states that Borrower owes Lender One Hundred Twent Nine Thousand Six Hundred and 00/100
<br />_-„__ _ Dollars (U.S. $ I29,600.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than -July 1, 2039 __.....
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .~.
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable bow" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Harrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(b) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section S) for: (i) damage ta, ar destruction of,
<br />the Property; (ii) condemnation or other taking ofall or any part ofthe Property; (iii) conveyance in lieu ofcondernnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition vfthe Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac tJNIFpKM INSTRIJMENT Form 3028 1/Ot (page / of8 pages)
<br />9754,CV (3/U9) U9-1125 Creative Thinking, Ine.
<br />OOTQ(00024dttd)
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