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200905231 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />~ _.._ -- <br />(Seal) (Seal) <br />NICHOLAS sARTLETT -Borrower DEBO A BARTLETT -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />._ (Seal) <br />-Borrower <br />230567 <br />MULTISTATE AQJUSTABLE RATE RIQER -ARM 5-2 Fannie Mae 4-2/5-2/6-2 ARM <br />Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br />VMP ~ VMP822R (0$04) <br />Wolters Kluwer Financial Services Initials: pC~ Page 4 of 4 <br />