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<br />[Space Above This Line For Recording Data]
<br />State of Nebraska DEED QF TRUST FHA Case No. ~'
<br />321-2706300-703 703 ~ 4'
<br />MIN: 100416700007372817 ~....
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 26th 2009
<br />The trustor is Elberta A Lubken, a sin le erson
<br />("Borrower").
<br />The trustee is CharterWest National Bank
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). HERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, M145801-2026, tel. (888) 679-MFRS.
<br />CharterWest National Bank
<br />--
<br />which is organized and existing under the laws of the State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Ei ht Eight Thousand Three Hundred Sixt Nine and
<br />00/100 Dollars (U.S. $ 88,369.00 .This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides For
<br />monthly payments, with the full debt, if not paid earlier, due and payable on July 01, 2039
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described prope,,,,rt~~ located in Hall County, Nebraska:
<br />Lot Four (4) x~ the Easterly Twenty Seven Feet (E 27') of Lot Five (5), Block Nine (9), Boggs and
<br />Hill's Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of2017 W 11th Ave
<br />Grand Island ,Nebraska 68803
<br />[City] [7.ip Code]
<br />[Street]
<br />("Property Address");
<br />TOGETHER WITI-I all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />HERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument,
<br />16256.CV (I I/07) 902722 Page 1 of5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />coTO(ooo~ahcs)
<br />
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