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.~~ ~~ ~ ~~ ~ A Cy ~ ~ -t +~ can ~ t'~ r^ ~, r"" ° -', .A ~ rn -p n rx~ ~~~ U, c~ ~~ ~ ..~~ c.~ ~.- ~. rr~ ~ After Recording Return To: GENEVA STATE BANK $96 G STREET GENEVA, NEBRASKA 6$361 Lawn Number: 129237 [Space Above This Line For Recording Data] DEED OF TRUST MIN: 100740000000003361 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JUNE 16 , 2 0 0 9 ,together with all Riders to this document. (B) "Borrower" is MICHAEL MCGAHAN AND TRACY MCGAHAN HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is GENEVA STATE BANK Lender is a NEBRASKA BANKING CORPORATION organized and existing under the laws of NEBRASKA Lender's address is $96 G STREET, GENEVA, NEBRASKA 68361 (D) '"Trustee" is GENEVA STATE BANK (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a nominee far Lender and Lender's successors and assigns. MFRS is the beneTiciary under this Security Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MFRS. (F) "Note" means the promissory note signed by Borrower and dated JUNE 16 , 2 0 0 9 The Note states that Borrower owes Lender FOUR HUNDRED SEVENTEEN THOUSAND AND 0 0 / 10 0 Dollars (U. S. $ 417 , 0 0 0. 0 0 )plus interest. Borrower has promised to pay this debt in regular Feriodic Payments and to pay the debt in full not later than JULY 1, 2029 (G) 'Troperty" means the property that is described below under the heading "Transfer of Rights in the Froperty." (~ "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ~] Adjustable Rate Rider ® Planned Unit Development Rider [] Balloon Rider ~ Biweekly Payment Rider 1-4 Family Rider ~ Second Home Rider ~] Condominium Rider ~ Other(s) [specify] NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT -MFRS DOCMaylG Hop-648-1382 Form 3028 1/01 Page 1 of 11 www.docmaglc.com m a z i~7 C~ ~ ~ O cry ~ ~ ~ c~ ~ r.~ ~ o rti ~"', ~ `" 1