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200905165 <br />(C) "Lender" is <br />PLAZA HOME MORTGAGE, INC. <br />bender is a CORPORATION <br />organized and existing under the laws of CALIFORNIA . <br />Lender's address is <br />5080 SHOREHAM d { ~ 206 AN~Db ~ ; L N~~ ~ ~a ~ ~i ~ ~ . <br />(D) 'Trustee" is V ~F7- `l <br />[~~~~~~~C CUB <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone of P.O. Box 202G, Flint, MI 48501-2026, tel. (888) b79-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MAY 22, 2009 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED FIFTY ONE THOUSAND TWO HUNDRED TWENTY AND NO/100 X X X X X X X X X X X X X <br />Dollars <br />(U.S. $ 151,220.OD )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than JUNE 01, 2038 . <br />(G) "Property" means the property that is described below under the heading "T'ransfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />Q Adjustable Rate Rider ~ Condominium Rider Q 1-4 r~amily Ridcr <br />Q Graduated Payment Rider [~ Planned Unit Development Rider Q Biweekly Payment Rider <br />Q Balloon Rider Q Rate Improvement Rider Q Second Home Rider <br />® Other(s) [specify] vA RIDER <br />(.T) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the etfect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. S,~/`-t. <br />NEBRASKA -Single Family -Fannie Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS <br />VMP-BA(NE) (DSto~ Paget of 15 Fprm 3028 1/01 <br />