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<br />DEED OF TRUST
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<br />PARTIES: This Deed of Trust is made on 10/04/2005 among, the Grantor, SCOTI D HILLIGAS and CORINNE S HILLIGAS, HUSBAND &
<br />WIFE ("Borrower"),
<br />AREND R BAACK, ATIORNEY. whose residence address is P. O. Box 790. Grand Island, Hall County. Nebraska ("Trustee"). and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND. a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET. GRAND ISLAND. NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale. the real property, of
<br />which Borrower is lawfully seized, described below and all buildings. fixtures, and existing and future improvements thereon and all rights-of-
<br />way. easements, rents, issues, profits, income. tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 710 PLEASANT VIEW DRIVE. Grand Island, Nebraska 68801
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<br />LEGAL DESCRIPTION:
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<br />LOT TWO (2), BLOCK ONE (1), PLEASANT VIEW ASSITION TO THE CITY OF GRAND ISLAND. HALL COUNTY, NEBRASKA.
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<br />Located in County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
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<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt. as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 10/04/2005
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<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
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<br />The above obligation is due and payable on October 19, 2010 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $2.555.50. plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust. with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof
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<br />RIDERS: ASSIGNMENT OF RENTS
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<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i(;:1ttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof
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<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed oftrust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />
<br />~AT~#
<br />S~OTT D HILLIGA
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<br />CORINNE S HILLIGAS
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<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 10/04/2005
<br />By SCOTT D HILLIGAS and CORINNE S HILLIGAS, H~ ND &" :I"F, E '., ".fh
<br />
<br />My 1J~1J LgtJl . I JWrri
<br />DEBORAH J. NORMAN
<br />My COrM\. &p." 19,-
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<br />
<br />otary Public)
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