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<br />PARTIES: This Deed of Trust is made on 04/10/2009 among, the Grantor, DUANE A DOWT'Y, A SINGLE FERSON, and NANCY E
<br />EBERLE, A SINGLE PERSON ("Borrowers"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA. 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property")
<br />PROPERTY ADDRESS: 2104 COLLEGE ST, GRAND ISLAND, Nebraska 68803-2714
<br />LEGAL DESCRIPTION:
<br />LOT NINETEEN (19), BLOCK TWENTY-TWO (22), IN COLLEGE ADDITION TO WEST LAWN, IN THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />~ A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 04/10/2009
<br />~ Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />^ Revolving line of credit agreement dated ,with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable on April 11, 2016 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $13,343.20, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />^ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />^ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i~ttached to this deed of trust and made a part hereof has
<br />^ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: B signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in an s described abo 'gned by rrower.
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<br />DUANE A DOWTY NANCY E EB E
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The Foregoing instrument was acknowledged before me on 04/10/2009
<br />By DUANE A DOWTY and NANCY E EBERLE, A SINGLE PERSON
<br />My commission expires: y~[c ~ ~ , ~ 1 Z
<br />°'~- ~ (Notary Public)
<br />BENERAl. Np"IAAY- date of Nebraska
<br />CMRC3 L. KASKIE
<br />Mp Comm. Exp. Dec. 29, 212
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