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200500339 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1-4 Family Rider. <br />(Seal) <br />CHRISTOPHER G G COX - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />n <br />1 ' OA- -(Seal) <br />KRISTY D COX' 1' - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />0069700797 <br />(M®57R (0008) Page 4 of 4 Form 3170 1/01 <br />01/07/2005 10:31:17 <br />