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200905051 PLANNED UNIT DEVELQPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 18th day of June 2009 ,and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") ofi the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to E~v1TASLE sANx (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 1917 STOLLEY PARK CIR GRAND ISLAND, NE 68803 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in TERMS, PROVISTONS,CONDITIONS & LIMITATIONS OF A DECLARATION RECORDED 6/18/1984 IN REGISTER DEEDS OFFICE DOC NO.$4-003208 AMENDED DECLARATION FILED 11/1$/2008 IN REGISTER DEEDS OFFICE DOC NO. 200809545. (the "Declaration"). The Property is a part of a planned unit development known as PARK GARDENS DEVELOPMENT OWNERS ASSOCIATION [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER- Single Family - Form 3150 1101 Wolters Kluwer Financial Services F VM P~'-7 R (081 1) 230561 Fannie Mae/Freddie Mac UNIFOR T UMENT ge 1 of 3 In' ~~