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Space Above This Line For Recording Data DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a preface to the Security Instrument) m DATE AND PARTIES. The date of this Disclaimer Of Right To Designate Homestead is January 5, 2005. The parties and their addresses are: GRANTOR: JOHN D WILLOUGHBY 15499 W. Cedarview Road Wood River, Nebraska 68883 JOYCE M WILLOUGHBY husband and wife 15499 W. Cedarview Road Wood River, Nebraska 68883 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 2223 Second Ave., PO Box 430 Kearney, Nebraska 68848 -0430 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated on the Property in the future. C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. D. I disclaim my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Disclaimer Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Disclaimer Of Right To Designate Homestead. GRANTCj1R: � John D Willoughby n vlduaIly L) n ra Jbycb M Willoughby Individually [Space Below This Line For Acknowledgment] (Individual) / / .f- lJr /,-�t OF 4 Flo ��lt OF 9v�.tK� ss. John D Willoughby Nebraska Disclaimer of Right To Designate Homestead Initials NE/ 4XX23 2689008 1 5 1 00004 5 5 80 1 20 1 0 505Y °1996 Bankers Systems, Inc., St. Cloud, MN Page 1 'Ilk 70 M -n .1'1 rn C z r= fin„ Space Above This Line For Recording Data DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a preface to the Security Instrument) m DATE AND PARTIES. The date of this Disclaimer Of Right To Designate Homestead is January 5, 2005. The parties and their addresses are: GRANTOR: JOHN D WILLOUGHBY 15499 W. Cedarview Road Wood River, Nebraska 68883 JOYCE M WILLOUGHBY husband and wife 15499 W. Cedarview Road Wood River, Nebraska 68883 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 2223 Second Ave., PO Box 430 Kearney, Nebraska 68848 -0430 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated on the Property in the future. C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. D. I disclaim my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Disclaimer Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Disclaimer Of Right To Designate Homestead. GRANTCj1R: � John D Willoughby n vlduaIly L) n ra Jbycb M Willoughby Individually [Space Below This Line For Acknowledgment] (Individual) / / .f- lJr /,-�t OF 4 Flo ��lt OF 9v�.tK� ss. John D Willoughby Nebraska Disclaimer of Right To Designate Homestead Initials NE/ 4XX23 2689008 1 5 1 00004 5 5 80 1 20 1 0 505Y °1996 Bankers Systems, Inc., St. Cloud, MN Page 1 'Ilk _ .1'1 rn -� rn rn $- C:) c.r1 M cD Q, D rr- n CD �i N W 7� D N ry. CID v tJ-1 F O GO Space Above This Line For Recording Data DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a preface to the Security Instrument) m DATE AND PARTIES. The date of this Disclaimer Of Right To Designate Homestead is January 5, 2005. The parties and their addresses are: GRANTOR: JOHN D WILLOUGHBY 15499 W. Cedarview Road Wood River, Nebraska 68883 JOYCE M WILLOUGHBY husband and wife 15499 W. Cedarview Road Wood River, Nebraska 68883 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 2223 Second Ave., PO Box 430 Kearney, Nebraska 68848 -0430 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated on the Property in the future. C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. D. I disclaim my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Disclaimer Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Disclaimer Of Right To Designate Homestead. GRANTCj1R: � John D Willoughby n vlduaIly L) n ra Jbycb M Willoughby Individually [Space Below This Line For Acknowledgment] (Individual) / / .f- lJr /,-�t OF 4 Flo ��lt OF 9v�.tK� ss. John D Willoughby Nebraska Disclaimer of Right To Designate Homestead Initials NE/ 4XX23 2689008 1 5 1 00004 5 5 80 1 20 1 0 505Y °1996 Bankers Systems, Inc., St. Cloud, MN Page 1 'Ilk