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200904998 <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Sec ty Instrument din any Rider executed by Borrower and recorded 'th ' . <br />.~ ~ ~.^.~ a_o ~ <br />HOWARD E FREAK Date 1CRISTENE R FREAK bate <br />INDIVH)UAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoin instrume t was acknowledged by HOWARD E FREAK and KRISTENE R FR1aAR, before me <br />on ~ ~_] . In witness whereof hereunto set my hand and, if applicable, nny official <br />seal. <br />My commission expires: 5/10/2011 <br />-...~. <br />L R. <br />BEOIERAI.Na'I'AR9•Sht690tNepr~ ONS MER LOAN OFFIC <br />usa a nnAV~ <br />~ comm. ~, tNay to, Gott <br />(Official Seal) <br />THIS INSTRUMENT PREPARED 13Y; <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Crand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />ff_a 2004.2008 Copyright Compliance Systems, Inc. 74ED-01308 - 2008.10.289 www.compliflncesystems.cnm <br />Consumer Rcal Estate -Security Instrument DL2036 Page 5 of 5 800-968-8522 -Pax (i 1(-956-1868 <br />