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Loan #1:002002268144 <br />200500214 <br />NEBRASKA <br />ACKNOWLEDGMENT <br />I /We, James A. Roberg and Jan M. Roberg <br />( "Trustor "), under that certain Deed <br />of Trust dated November 2004 ( "Deed of Trust ") to be entered into among Trustor, <br />First American Title Company , ( "Trustee ") and <br />( "Beneficiary ") covering <br />CitiMortg_age, Inc. , <br />the following described property: <br />SEE ATTACHED SCHEDULE A <br />hereby acknowledge that it is understood that (a) the Deed of Trust to be executed by Trustor is a trust <br />deed and not a Mortgage and (b) the power of sale provided for in the Deed of Trust provides <br />substantially different rights and obligations to the Trustor than a mortgage in the event of a default or <br />breach of obligation. <br />Trustor acknowledges that this Acknowledgment was made prior to the execution of the Deed of <br />Trust. Six <br />Signed and executed this day of November, 2004. <br />JA S A. ROBERG JAN ROBERG <br />STATE OF Nebraska ) <br />)SS: <br />COUNTY OF Hall ) <br />The foregoing instrument was acknowledged before me this November 16, 2004 <br />Witness my hand and notarial seal at 2 :11 pm in Cairo. . NE in said County, the date aforesaid. <br />My Commission Expires: 6�OG s <br />NOTA PUBLIC <br />GETt:RAl1 OTARY -State of Nebraska <br />GRACE SCHNASE <br />My Comm. UP. April 6, 2005 <br />MB -1245 Rev. 5/2002 Page 1 of 1 <br />CFI Version citinext 2.7.1.96 11/04/2004 <br />