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20090495'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with rt. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />- (Seal) <br />-Borrower <br />-(Seal) <br />-Borrower <br />_._- (Seal) <br />-Borrower <br />(Seal) <br />CHAD J GAI,LAGH R -Borrower <br />230559 <br />FHA Deed of Trust-NE ~ 4196 <br />VMP ~ VMP4R(NE) (0809) <br />Wolters Kluwer Financial Services Page B oT 9 <br />