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200904942 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />" """ ~' ~ (Seal) <br />R WILLIAM HAPP LD -Borrower <br />Witness: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Witness: <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 Page 10 of 1 1 <br />__._ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />DocMagic H,-~?r>~ aoo•sas-r3sz <br />www. dacmagic. com <br />Ne3028.dot.xml <br />