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DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is DECEMBER 23, 2004. The <br />parties and their addresses are: <br />TRUSTOR (Grantor): <br />KATHRYN LYN VANDEBERG <br />An unmarried individual <br />A SINGLE PERSON <br />16 CHANTILLY ST <br />GRAND ISLAND, Nebraska 68803 <br />TRUSTEE: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />a Corporation <br />2223 Second Ave <br />PO Box 430 <br />Kearney, Nebraska 68848 -0430 <br />BENEFICIARY (Lender): <br />PLATTE VALLEY STATE BANK &TRUST COMPANY <br />Organized and existing under the laws of Nebraska <br />1451 North Webb Road <br />Grand Island, Nebraska 68803 <br />TIN: 47- 0343902 <br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, <br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following <br />described property: <br />LOT ONE (1), BLOCK THREE (3), UNIVERSITY PLACE, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />The property is located in HALL County at 2705 W CAPITAL AVE, GRAND ISLAND, Nebraska 68803. <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and <br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and <br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as <br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements <br />have been terminated in writing by Lender. <br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one <br />time will not exceed $37,000.00. This limitation of amount does not include interest and other fees and <br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances <br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the <br />covenants contained in this Security Instrument. <br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note or other agreement, No. 0476050, dated December 23, 2004, from <br />KATHRYN LYN VANDEBERG and VERLYN VANDEBERG (Borrower) to Lender, with a maximum credit limit <br />of $37,000.00 and maturing on November 23, 2009. One or more of the debts secured by this Security <br />Instrument contains a future advance provision. <br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security <br />Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in <br />accordance with the terms of the Secured Debts and this Security Instrument. <br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by <br />this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust, <br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of <br />record. <br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or <br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />KATHRYN LYN VANDEBERG <br />Nebraska Deed Of Trust Initials <br />NE/ 4XX28325000815100004558022122304Y °1996 Bankers Systems, Inc., St. Cloud, MN er " Page 1 <br />(YN <br />o <br />r7 <br />C° <br />;a <br />n n <br />M <br />7- <br />4= <br />n <br />n i <br />j <br />C <br />o <br />M cn <br />c, <br />-4Z <br />0 C/) <br />O_ <br />� <br />O <br />rn <br />.. <br />—0 <br />A CD <br />cm <br />r <br />O <br />�- v <br />2005001; <br />o <br />* <br />Space Above This Line For Recording Data <br />o <br />DEED OF TRUST <br />.-r <br />L <br />(With Future Advance Clause) <br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is DECEMBER 23, 2004. The <br />parties and their addresses are: <br />TRUSTOR (Grantor): <br />KATHRYN LYN VANDEBERG <br />An unmarried individual <br />A SINGLE PERSON <br />16 CHANTILLY ST <br />GRAND ISLAND, Nebraska 68803 <br />TRUSTEE: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />a Corporation <br />2223 Second Ave <br />PO Box 430 <br />Kearney, Nebraska 68848 -0430 <br />BENEFICIARY (Lender): <br />PLATTE VALLEY STATE BANK &TRUST COMPANY <br />Organized and existing under the laws of Nebraska <br />1451 North Webb Road <br />Grand Island, Nebraska 68803 <br />TIN: 47- 0343902 <br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, <br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following <br />described property: <br />LOT ONE (1), BLOCK THREE (3), UNIVERSITY PLACE, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />The property is located in HALL County at 2705 W CAPITAL AVE, GRAND ISLAND, Nebraska 68803. <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and <br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and <br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as <br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements <br />have been terminated in writing by Lender. <br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one <br />time will not exceed $37,000.00. This limitation of amount does not include interest and other fees and <br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances <br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the <br />covenants contained in this Security Instrument. <br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note or other agreement, No. 0476050, dated December 23, 2004, from <br />KATHRYN LYN VANDEBERG and VERLYN VANDEBERG (Borrower) to Lender, with a maximum credit limit <br />of $37,000.00 and maturing on November 23, 2009. One or more of the debts secured by this Security <br />Instrument contains a future advance provision. <br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security <br />Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in <br />accordance with the terms of the Secured Debts and this Security Instrument. <br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by <br />this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust, <br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of <br />record. <br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or <br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />KATHRYN LYN VANDEBERG <br />Nebraska Deed Of Trust Initials <br />NE/ 4XX28325000815100004558022122304Y °1996 Bankers Systems, Inc., St. Cloud, MN er " Page 1 <br />�.r <br />r7 <br />C° <br />:rn <br />M <br />7- <br />C A <br />Z <br />—{ rn <br />r\)CT <br />c, <br />o -n <br />O_ <br />rn <br />.. <br />—0 <br />A CD <br />cm <br />r <br />O <br />�- v <br />C4 <br />C <br />Cn <br />.-r <br />L <br />a <br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is DECEMBER 23, 2004. The <br />parties and their addresses are: <br />TRUSTOR (Grantor): <br />KATHRYN LYN VANDEBERG <br />An unmarried individual <br />A SINGLE PERSON <br />16 CHANTILLY ST <br />GRAND ISLAND, Nebraska 68803 <br />TRUSTEE: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />a Corporation <br />2223 Second Ave <br />PO Box 430 <br />Kearney, Nebraska 68848 -0430 <br />BENEFICIARY (Lender): <br />PLATTE VALLEY STATE BANK &TRUST COMPANY <br />Organized and existing under the laws of Nebraska <br />1451 North Webb Road <br />Grand Island, Nebraska 68803 <br />TIN: 47- 0343902 <br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, <br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following <br />described property: <br />LOT ONE (1), BLOCK THREE (3), UNIVERSITY PLACE, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />The property is located in HALL County at 2705 W CAPITAL AVE, GRAND ISLAND, Nebraska 68803. <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and <br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and <br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as <br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements <br />have been terminated in writing by Lender. <br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one <br />time will not exceed $37,000.00. This limitation of amount does not include interest and other fees and <br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances <br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the <br />covenants contained in this Security Instrument. <br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note or other agreement, No. 0476050, dated December 23, 2004, from <br />KATHRYN LYN VANDEBERG and VERLYN VANDEBERG (Borrower) to Lender, with a maximum credit limit <br />of $37,000.00 and maturing on November 23, 2009. One or more of the debts secured by this Security <br />Instrument contains a future advance provision. <br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security <br />Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in <br />accordance with the terms of the Secured Debts and this Security Instrument. <br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by <br />this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust, <br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of <br />record. <br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or <br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />KATHRYN LYN VANDEBERG <br />Nebraska Deed Of Trust Initials <br />NE/ 4XX28325000815100004558022122304Y °1996 Bankers Systems, Inc., St. Cloud, MN er " Page 1 <br />