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								    Loan Number: 998741576 
<br />200500115 
<br />SUBSTITUTION OF TRUSTEE 
<br />DEED OF RECONVEYANCE 
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<br />Loan Number: 998741576 
<br />200500115 
<br />SUBSTITUTION OF TRUSTEE 
<br />DEED OF RECONVEYANCE 
<br />The undersigned, Mortgage Electronic Registration Systems, Inc., as Nominee for 
<br />Flagstar Bank, FSB as the owner and holder of the Note secured by Deed of Trust, both 
<br />dated MAY 24,2002, made by PHILLIP C BOWERS and KRISTI L BOWERS, HUSBAND AND WIFE AS 
<br />JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as trustor, GARY D BYRNE, as trustee for 
<br />the beneifit of Mortgage Electronic Registration Systems, Inc., AS NOMINEE FOR MERS 
<br />AS NOMINEE FOR EQUITABLE MORTGAGE CORPORATION as beneficiary, which said Deed of 
<br />Trust was recorded JUNE 06 2002 in instrument 0200206070, of official records in the 
<br />office of the county recorder of HALL County, State of Nebraska. 
<br />Legal Description: LOT ONE, BOWERS SUBDIVISION, HALL COUNTY, NEBRASKA 
<br />Mortgage Electronic Registration Systems, Inc., as Nominee for Flagstar Bank, FSB 
<br />Hereby substitutes and appoints themselves as Trustee in lieu of the above Trustee, 
<br />under said Deed of Trust. 
<br />Whereas said SUBSTITUTED TRUSTEE, pursuant to the request of said owner and holder 
<br />and in accordance with the provisions of said Deed of Trust DOES HEREBY RECONVEY 
<br />WITHOUT WARRANTY, TO THE PERSON OR PERSONS, LEGALLY ENTITLED THERETO, ALL THE ESTATE 
<br />NOW HELD BY IT UNDER SAID DEED OF TRUST, 
<br />State of, Michigan 
<br />County of Oakland 
<br />On NOVEMBER 16 2004, before me, Notary Public, personally appeared Joan H. Anderson, 
<br />Vice President, personally known to me, or proved to on the basis of satisfactory 
<br />evidence,,Ato be the person whose name is subscribed to this document. 
<br />Marie Carter, Notary Public 
<br />Wayne County, Acting in Oakland County, MI 
<br />My commission expires: 10/05/2005 
<br />. 2eturn to: Flagstar Bank, 5151 Corporate Dr., Troy, MI 48098 -2639, Mail Stop 3 -150 S 
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<br />The undersigned, Mortgage Electronic Registration Systems, Inc., as Nominee for 
<br />Flagstar Bank, FSB as the owner and holder of the Note secured by Deed of Trust, both 
<br />dated MAY 24,2002, made by PHILLIP C BOWERS and KRISTI L BOWERS, HUSBAND AND WIFE AS 
<br />JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as trustor, GARY D BYRNE, as trustee for 
<br />the beneifit of Mortgage Electronic Registration Systems, Inc., AS NOMINEE FOR MERS 
<br />AS NOMINEE FOR EQUITABLE MORTGAGE CORPORATION as beneficiary, which said Deed of 
<br />Trust was recorded JUNE 06 2002 in instrument 0200206070, of official records in the 
<br />office of the county recorder of HALL County, State of Nebraska. 
<br />Legal Description: LOT ONE, BOWERS SUBDIVISION, HALL COUNTY, NEBRASKA 
<br />Mortgage Electronic Registration Systems, Inc., as Nominee for Flagstar Bank, FSB 
<br />Hereby substitutes and appoints themselves as Trustee in lieu of the above Trustee, 
<br />under said Deed of Trust. 
<br />Whereas said SUBSTITUTED TRUSTEE, pursuant to the request of said owner and holder 
<br />and in accordance with the provisions of said Deed of Trust DOES HEREBY RECONVEY 
<br />WITHOUT WARRANTY, TO THE PERSON OR PERSONS, LEGALLY ENTITLED THERETO, ALL THE ESTATE 
<br />NOW HELD BY IT UNDER SAID DEED OF TRUST, 
<br />State of, Michigan 
<br />County of Oakland 
<br />On NOVEMBER 16 2004, before me, Notary Public, personally appeared Joan H. Anderson, 
<br />Vice President, personally known to me, or proved to on the basis of satisfactory 
<br />evidence,,Ato be the person whose name is subscribed to this document. 
<br />Marie Carter, Notary Public 
<br />Wayne County, Acting in Oakland County, MI 
<br />My commission expires: 10/05/2005 
<br />. 2eturn to: Flagstar Bank, 5151 Corporate Dr., Troy, MI 48098 -2639, Mail Stop 3 -150 S 
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