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200500105 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />MICHAEL E PALU - Borrower <br />�S. , L—aw (Seal) <br />TAMARA S PALU - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 4th <br />2005 , by MICHAEL E PALU, TAMARA S PALU <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />III GENERAL NOTARY • State of Nebraska <br />DEBORAH L TROSPER <br />My Comm. Exp. Febr.14, 2005 <br />- 4R(NE) (0305) <br />day of January <br />Notary Public DEBORAH L TROSPER <br />My Commission Expires: <br />Page 8 of 8 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />County ss: <br />in said <br />4 <br />