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r <br />._ <br />2Q09048~2 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />(Seal) <br />-Borrower <br />~A~V V1U1/~/~~' ~,~ (Sea() <br />Shannon Bartels -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Farm 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3150 1101 Page 3 of 3 <br />