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200904837 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />Brian D Sands -Borrower <br />Q.s.~ <br />(Seal) <br />IC ' s L Sands -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />oiio~9so5~ <br />-61NE) 1oao~~.oz Paga is or i5 Form 3028 1(01 <br />