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Loan No.:00004 -24183
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<br />PHOENIX, ARIZONA 85004
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
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<br />MIN:1001993- 0000424183 -5
<br />THIS DEED OF TRUST is made this DECEMBER 31, 2004 , among the Trustor, JUSTIN
<br />KLUSKA, AN UNMARRIED MAN AND KIMBERLY L. PADILLA, AN UNMARRIED WOMAN
<br />AS JOINT TENANTS
<br />(herein "Borrower "),
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801 J (herein "Trustee ") , and
<br />HAMILTON MORTGAGE COMPANY, AN ARIZONA CORPORATION
<br />organized and existing under the laws of the
<br />State of AR ZONA , whose address is
<br />2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, ARIZONA 85004
<br />(herein "Lender ").
<br />WHEREAS, this Security Instrument is given to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.
<br />( "MERS "), as beneficiary, which is acting solely as nominee for Lender (as herein above defined) and Lender's successors and
<br />assigns. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />LDr 11, E= 2, PLEkcM ' VIEW PIDT)?ICN, = CP GRRD 19A Z, HNIL 0=, A.P.N. #: 400079097
<br />which has the address of 822 EAST OKLAHOMA AVENUE GRAND ISLAND
<br />[Street] [City]
<br />Nebraska 68801 (herein "Property Address ") ;
<br />[Zip Code]
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents),
<br />all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing,
<br />together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the
<br />"Property"; Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this
<br />Security Instrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell
<br />the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security
<br />Instrument.
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br />DECEMBER 31, 2004 , and extensions and renewals thereof (herein "Note "), in the principal sum of
<br />SEVENTEEN THOUSAND AND 00/100 Dollars (U.S. $ 17, 0 0 0 . 0 0 ),
<br />with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not
<br />sooner paid, due and payable on JANUARY 1, 2020 ; the payment of all other sums, with interest thereon,
<br />advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and
<br />agreements of Borrower herein contained.
<br />NEBRASKA - SECOND MORTGAGE Form Filled Using DOCMagicO
<br />02004 Middleberg, Riddle & Gianna 800-649 -1362 www.docmagic.com 1/04 (Page 1 of 5 Pages)
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