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200500076 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />4_"O� / (Seal) <br />JU IN KLUSKA - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />&A�UL J_ adt (Seal) <br />KIMBERLY . PADILLA - Borrower <br />Witness: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />State of Nebraska <br />County of HALL <br />1 <br />The foregoing instrument was acknowledged before me this (eQ dYL L £ ✓, <br />by JUSTIN KLUSKA, KIMBERLY L. PADILLA <br />GENERAL NOTARY - State of Nebraska <br />SHAL1NA CHRIS ENSEN <br />�!* _ My Comm. Exp. S ' <br />(Seal) - <br />-� <br />—751giature of Person aking Acknowledgment <br />itle <br />Serial Number, if any <br />My commission expires: S" // <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DoaMaglct?RoVs 800- 649 -1362 <br />Form 3028 1/01 Page 10 of 10 www.docmagic.com <br />