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200500073 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Co <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />(Seal) <br />S NJA H K - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Witness: <br />The foregoing instrument was acknowledged before me this <br />by TODD HAVRANEK, SONJA HAVRANEK <br />GENERAL NOTARY - State of Nebraska <br />KATHRYN KLUSKA <br />L My Comm. Exp. Aug. t, 2006 <br />.l <br />L <br />�. : v� %z4 <br />Sighature of Peon Taking Acknowledgment <br />C 1�c: <br />Title <br />Serial Number, if any <br />(Seal) My commission expires: -"�"yy��� <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0CMagict?Roli 45 800- 649 -1362 <br />Form 3028 1/01 Page 10 of 10 www.docmagic.com <br />Ne3025.mzd:1'0. rein <br />