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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made as of the 30th day of December, 2004, by and among
<br />FLORENTINA R. MELGOZA, a single person, ( "TRUSTOR "), whose mailing address is: 328 Roush
<br />Lane, Grand Island, Nebraska 68801 and DUANE A. BURNS, Attorney at Law, ( "TRUSTEE "), whose
<br />mailing address is: P. O. Box 2300, Grand Island, Nebraska 68802 and GRAND ISLAND AREA
<br />HABITAT FOR HUMANITY, INC., a Nebraska Corporation, ( "BENEFICIARY "), whose mailing address is
<br />P. O. Box 1001, Grand Island, Nebraska 68802.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys, and assigns to
<br />Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the real property located in the County of Hall,
<br />State of Nebraska, and legally described as follows: (the "Property "):
<br />Lot Thirteen (13), Block Two (2), Roush Subdivision, in the City of Grand Island, Hall
<br />County, Nebraska.
<br />TOGETHER WITH all rents, easements, appurtenances, hereditaments, interests in adjoining
<br />roads, streets and alleys, improvements and buildings of any kind situated thereon and all personal
<br />property that may be or hereafter become an integral part of such buildings and improvements.
<br />The property and the entire estate and interest conveyed to the Trustee are referred to
<br />collectively as the "Trust Estate ".
<br />FOR THE PURPOSE OF SECURING:
<br />a. Payment of indebtedness in the total principal amount of $16,463.00 with no interest thereon,
<br />as evidenced by the certain Promissory Note of even date (the "Note ") with a maturity date on demand of
<br />the Beneficiary, executed by Trustor, which has been delivered and is payable to the order of Beneficiary,
<br />and which by this reference is hereby made a part hereof, and any and all modifications, extensions and
<br />renewals thereof, and,
<br />Payment of all sums advanced by Beneficiary to protect the Trust Estate, with no interest
<br />thereon.
<br />This Deed of Trust, the Note, and any other instrument given to evidence or further secure the
<br />payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments ".
<br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST:
<br />1. PAYMENT OF INDEBTEDNESS_ Trustor shall pay when due the principal of, and the interest
<br />on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in the Loan
<br />Instruments.
<br />2. TAXES. Trustor shall pay each installment of all taxes and special assessments of every kind,
<br />now or hereafter levied against the Trust Estate or any part hereof, before delinquency, without notice or
<br />demand, and shall provide Beneficiary with evidence of the payment of same. Trustor shall pay all taxes
<br />and assessments which may be levied upon Beneficiary's interest herein or upon this Deed of Trust or
<br />the debt secured hereby, without regard to any law that may be enacted imposing payment of the whole
<br />or any part thereof upon the Beneficiary.
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