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200500037 <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in <br />accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted <br />by this Security Instrument without further notice or demand on Borrower. <br />GLyK_ <br />M. RIE <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Sign Original Only] <br />MULTISTATE ADJUSTABLE RATE NOTE - WSJ One -Year LIBOR - Single Family - 6101 (page 5 of 5 pages) <br />Based on Fannie Mae UNIFORM INSTRUMENT Form 3526 <br />US3526P5 <br />