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2O05UO0c)8 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- (Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />RICHAR6 L MO ROMAN - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229790 <br />(M•6(NE) (oao5) Page 14 of 15 Form 3028 1101 <br />T <br />