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204904525 <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UN2TED STATES <br />Lender's address is P • 0 • BOX 11701, NEWARK, NJ 071014701. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" iS WELLS FARGO FINANCIAL NATL BNK <br />C/0 SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 0 8 , 2 0 0 9 <br />The Note states that Borrower owes LenderPIFTY THOUSAND AND 00/100 <br />Dollars <br />(U.S. $ * * * * * 5 0 , 0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later thanJULY O1, 2024 <br />(F) "Property" means the property that i5 described below under the heading "Transfer of Rights in the <br />Property," <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ®Condominium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Unit Development Ride 1-4 Family Rider <br />^ VA Rider ^ Biweekly Payment Rider ~ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessmentsand other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automatedteller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are describedin Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentationsof, or omissions as to, the <br />value and/or condition of the Property. <br />~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />~-EINEi (0811) Page 2 of 15 ineiais: ~5 Form 302$ 1101 <br />