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<br />LOAN NUMBER; 0166017399
<br />DEED QF' TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br />SY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 2, 2009. The grantor is LILA J STUDNICKA,
<br />A 51NGLE PERSON, whose address is 3004 1DAH0 AVE, Grand Island, Nebraska 68803 ("Borrower").
<br />B~orrowcr is not necessarily the same as the Person or Persons who sign the Contract. The obligations of Borrowers
<br />who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br />and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235 'N' St /
<br />P,O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank, which is organized and
<br />existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009,
<br />Lincoln, Nebraska 68501 ("Lender"), LILA J STUDNICKA has entered into aEquity -Line of Credit
<br />("Contract") with Lender as of June 2, 2009, under the terms of which Borrower may, from time to time, obtain
<br />advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br />PROTECTIVE ADVANCES)*** of Twenty-eight Thousand Six Hundred Fifty and 00/100 Dollars (U.S.
<br />$28,650.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br />advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums awing under
<br />Borrower's Contract with Lender will be due and payable on June 15, 2014. This Security Instrument secures to
<br />Lender: (a) the repayment of the debt under the Contract, with interest, including future advances, and all
<br />renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />R4ghts in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTY of HALL, state of Nebraska:
<br />Address: 3004 IDAHO AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT NINE (9), IN ROSS-THEASMEYER SUBDIVISION TO THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Parcel ID/Sidwell Number: 400161923
<br />TOG?JTHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property,"
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />dJ 20DA-20D8 Copyright Compliance Systems, Inc. 74ED-89EC - 2008.ID.289 www.compliancesystems.epm
<br />Consumer Raul Estate -Security Instrument DL2036 Page 1 pf 7 800-968-8522 -Pax 616.95b1866
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