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2009o442i <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeownersassociation <br />or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited ta, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearingheuse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, ar proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; <br />(iii) conveyance in lieu of condemnation; ar (iv) misrepresentations of, nr omissions as to, the value and/or <br />condition of the Property, <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(O) "Periodic Payment" means the regularly scheduled amount due far (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "`RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its <br />implementing regulation, Regulation X (24 C. F, R. Part 3500), as they might be amended from time to time, or <br />any additional or successor Iegisiation or regulation that governs the same subject matter. As used in this <br />Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a <br />"federally related mortgage loan" even if the Laan does not qualify as a "federally related mortgage loan" under <br />RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether ar not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument, <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br />Instrument and the Note. Far this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the fallowing described property located in the: <br />County of Hall, NE <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />Lot 47, Amick Acres East Subdivision, Hall County, Nebraska. <br />which currently has the address of 47 Sonja Dr <br />[Street] <br />Doniphan ,Nebraska 68832 <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also <br />NEBRASKA--Single Family--Fannie MaelFrcddia Mac UNIFORM INSTRUMENT <br />Nebreska Deed of Trust 3028 <br />NE DOT 01/01 <br /> <br />