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<br />[Space Above This Line for Recording Data]
<br />DEED OF TRUST FHA Case No.
<br />321-2701717-703 703
<br />MIN: 100416700006653357
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 1st ~ 2009
<br />The trustor is Margaret J McManaman, a single person
<br />The trustee is CharterWest National Bank
<br />("Borrower").
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Seventy Thousand Fift Faur and 00/100
<br />Dollars (U.S. $ 70,084.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on June 01, 2039
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Starting at a point 1327 Feet North of the Southwest corner of the Northwest Quarter (NWl/4) of
<br />Section Three (3), Township Eleven (11) North, Range Ten (10) West of the 6th P.M., Hall County,
<br />Nebraska; thence running in an easterly direction parallel to the North line of said Section 3,
<br />Township 11, Range 10, a distance of 181.5 Feet; thence running in a northerly direction parallel to
<br />the west line of said Section 3, Township 11, Range 10, a distance of 120 Feet; thence running in a
<br />westerly direction parallel to the North line of said Section 3, Township 11, Range 10, a distance of
<br />181.5 Feet; thence running in a Southerly direction to the paint of beginning.
<br />which has the address of3033 N Monitor Road
<br />Grand Island ,Nebraska 68803
<br />[StrcctJ
<br />("Property Address");
<br />[City] [Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />i 6256.CV p von) yp2g33 Page 1 of 5
<br />~LJ
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<br />Return Ta:
<br />CharterWest National Bank co'ro~ooo~~~nd)
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />
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