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~~ <br />^> <br />m <br /> <br />~~ ~ <br />~ <br />~ <br />(V <br />~ C rn <br />~ ~~ <br />~ 4. r <br />~ ~ <br />rv ~~~..~,,, ,n Z ~ ~. ~ ~ ° o <br /> to ~ ~ ~ -~ v, <br />~ .,..~ .. _,., ,- , ~ ~, <br /> <br /> <br /> a r C <br />W i~a~ ~ n <br />c ~ N <br />...~ C 7 ~ <br />tT <br /> ARer Recording Return To: t~ ~ .,_. <br />~ <br />ra~aa~ ~; NORTHWEST BANK <br />101 W 5TH ST N ~ <br />~ ~ <br />0 <br /> SPENCER, IOWA 51301 <br /> Loan Number: 3176989 ~•. <br />(Space Abwe 7hls Llne For Recording Oata] <br />DEED OE TRUST <br />Nn902B.dot.xml <br />DEFINITIONS <br />Words used !n multiple sections of this documem are darted below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rnies regarding the usage of worts used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 2 2 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "$orrower" is MARLIN L SEYLER AND KAY LYNN SEYLER HUSBAND AND <br />WIFE <br />Borrower is the trostor under this Security Instrument. <br />(C) "Lender" is NORTHWEST BANK <br />Lender is a FEDERAL SAVINGS BANK organised <br />and existing under the laws of IOWA <br />Lender's address is 101 W 5TH ST, SPENCER, IOWA 51301 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" >s NORTHWEST BANK <br />101 W $TH STREET, SPENCER, IOWA 51301 , <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 2 2 , 2 0 0 9 <br />The Note states that Borrower owes Lender ONE HUNDRED SEVENTY-TWO THOUSAND AND <br />00/100 Dollars (U.S. S 172, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2024 <br />(F) "Properly" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Bidets" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Planned Unit Development Rider <br />^ Balloon Rider ^ Biweekly Payment Rider <br />^ 1-4 Pamily Rider ^ Second Home Rider <br />^ Condominium Rider ^ l)ther(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Assodatlon Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Fredtlia MaC UNIFORM INSTRUMENT <br />Form 302E 1 /01 Page 1 of 11 <br />OocA/apicCJ.r1¢1.++;1',*ys eoo•ew•TSSz <br />www. magk.rom <br />~~ <br />4 <br />