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200904247
<br />(L) "Lender"is WELLS FARGO BANK, N.A.
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES
<br />Lender's address is P • O • BOX 11701, NEWARK, NJ' 071014701
<br />Lender is the beneliciury r.nulcr this Security Tnstrtunent.
<br />(D) "Trustee"is WELLS FARGO FINANCIAL NATL BNFC
<br />C/O SPEC. SERV., Po BOX 31557, BILLINGS, MT 59107
<br />(E) "Note"n,cans the Irrunrissury note signed by Borrower and dated MAY 22, 2009
<br />The Note states that 13orrowcr uwuti i~cncler SIXTY THOUSAND AND 00/100
<br />Dollars
<br />(U.S. $ * * * * * 60 , 0 0 0 , p p ) h lus i ntcrest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to hay the debt in lull not later than JUNE 01, 2024 .
<br />(T) "Property"means the proher-ty that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenecd by the Note, plus interest, any prepayment charges and late charges
<br />due tinder the Note, and. alI sums due under this Security Instn~mcnt, plus interest.
<br />(H) "Riders" uruans all Riders fo Lhis Security Instntment that are executed by Borrower. `The following
<br />Riders arc to he ~xecuicd by iic,rruwur check box as applicable]:
<br />Adjustable Rafe Ridcr• O (.'ondurniniutn Rider 0 Second Home Rider
<br />Balloon Rider• ~ Pl..urned Unit Development Rider ~ 1-4 Family Rider
<br />VA hider ~ l3iwcul.ly Payment Rider 0 Other(s) [specify]
<br />(I) "Applicable l~a`v" rncrns .,II cu,alrolling applicable federal, state and local statutes, regulations,
<br />ordinances and adrninisirativc rules .,nd orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judici.,.l opinions.
<br />(.n "Cotnmrrnity Assrrciatinn Dues, fees, and Assessments" means all dues, fees, assesstnents and other
<br />charges t.lia.l are; imposed on l3urrower or the Property by a condominium association, homeowners
<br />association or similt,r or~anirtrliun-
<br />(K) "Electronic funds 1'r:utsi'er" n,c;ans any transfer of fiords, other than a transaction originated by
<br />check, dral•t, or similar Ir:y,cr• insi:rurnanl, which is initiated through an electronic terminal, telephonic
<br />insl.rtunent, computcr•, or n,a;~nctic t..rpe; so as t.o order, instn~ct, ar authorize a financial institution to debit
<br />or credit an a.can,nl. Such lean includes, but is not limited to, point-of--sale transfers, automated teller
<br />machine trans:,ctions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers-
<br />(L) "EScrawItems" organs Lhusc: items that arc described in Section 3.
<br />(M) "Miscellaneous 1'rncceds"means any compensation, settlement, award of damages, ar proceeds paid
<br />by any third party (nther• than i[,sur:,nce proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or deslruciirrn of, the Property; (ii) condemnation of other taking of all ar any part of the
<br />Property; (iii) ccnwe:yancc, in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value ancUnr condition ol~lhc: 1'ruhcrly.
<br />(N) "Martl;a};e. Ltsurancc" m~.ans insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />NEBRASKA- Single family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />-6(NE) fot3, ~~ Page 2 of 15 iniriais Form 302$ 1101
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