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200904204 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />- (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />oiioz~a~ai <br />(Seal) <br />KELLY J E S -Borrower <br />~ ~ (Seal) <br />LEIGH MYERS -Borrower <br />-61NE) loap».oz Paga 14 of 15 Form 3028 1109 <br />