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200904188 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 21st day of <br />clay 2009 ,and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the <br />"Security Instrument") of the same date, given by the undersigned (the "Borrower") to <br />secure Borrower's Note to Home Federal Savings and Loan Assn of Grand Island <br />(the "Lender") of the same da#e and covering the Property described in the Security <br />Instrument and located at: 212 Ponderosa Dr <br />Grand Island, NE 6$$03 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, <br />together with other such parcels and certain common areas and facilities, as described in <br />Agreement recorded November 21, 1991 as Document No. 91-107868 in the <br />record of Ha11 County, Nebraska. <br />(the "Declaration"). The Property is a part of a planned unit development known as <br />Ponderosa Lake Estates <br />[Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the <br />"Owners Association") and the uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PUD Obliga#ions. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument ar any equivalent document which creates the Owners <br />Association; and (iii) any by-laws or other rules or regulations of the Owners Association. <br />Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the <br />Constituent Documents. <br />MULTISTATE PUD RIDER -Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRU ENT <br />Form 3150 1 /01 <br />Wolters Kluwer Financial Services Page 1 of 3 Initials <br />VMP~-7R (0$11) <br />~ .r 4 ~ , <br />