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20090418 <br />BY S[GNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Earl Tibbs -Borrower <br />ti ~ (Seal) <br />Marlene Tibbs -Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />NEBRASKA -Single Family -Fannie Mae/Freddle Mac UNIFORM INSTRUMENT' WITH MERS Form 3028 t/Ol <br />Page 16 of 17 <br />