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<br />State of Nebraska DEED OF TRUST FHA Case No.�
<br />321 - 269269 -703 703
<br />MIN: 100416700007388870
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on May 28th 2009
<br />The trustor is Heather E Brodi an and Joseph R Vitali, wife and husband
<br />( "Borrower ").
<br />The trustee is CharterWest National Bank
<br />("Trustee"), The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ( "Lender ").
<br />Borrower owes Lender the principal sum of Seventy Thousand Two Hundred Fifty Three and 00 /100
<br />Dollars (U.S. $ 70,253.00 . This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on June 01, 2039
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />The Southerly 43 feet of Lot Four (4), in Block One Hundred Forty -one (141), in Union Pacific
<br />Railway Company's Second Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 913N Sycamore St
<br />Grand Island
<br />[City]
<br />Nebraska 68801
<br />[Zip Code]
<br />[Street]
<br />( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property ". Borrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />16256.CV(11/07) 902731 Pagel of5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue GOTO(OOOc 167 1)
<br />Grand Island, NE 68803
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<br />[Space Above This Line for Recording Data]
<br />State of Nebraska DEED OF TRUST FHA Case No.�
<br />321 - 269269 -703 703
<br />MIN: 100416700007388870
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on May 28th 2009
<br />The trustor is Heather E Brodi an and Joseph R Vitali, wife and husband
<br />( "Borrower ").
<br />The trustee is CharterWest National Bank
<br />("Trustee"), The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ( "Lender ").
<br />Borrower owes Lender the principal sum of Seventy Thousand Two Hundred Fifty Three and 00 /100
<br />Dollars (U.S. $ 70,253.00 . This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on June 01, 2039
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />The Southerly 43 feet of Lot Four (4), in Block One Hundred Forty -one (141), in Union Pacific
<br />Railway Company's Second Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 913N Sycamore St
<br />Grand Island
<br />[City]
<br />Nebraska 68801
<br />[Zip Code]
<br />[Street]
<br />( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property ". Borrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />16256.CV(11/07) 902731 Pagel of5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue GOTO(OOOc 167 1)
<br />Grand Island, NE 68803
<br />
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