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~. . <br />200904111 <br />BY SIGNII~~G BELOW, Borrower accepts and agrees to the terms and covenants contained in this AUD <br />Rider. / <br />~"" ~- (Seal) <br />Lee Dickey -Borrower <br />(Seal) <br />Brenda Yelkin -Borrower <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddleMac UNIFORM INSTRUMENT <br />Form 31501/01 <br />laser Fofms Inc. (800) 44&3555 <br />LFI#FNMA3150 1101 Page 3 oJ3 <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />