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...~ ..~. IV c9 ..~ ~ ~~ CD rr~~ ~~ ~~ N ~~ ~~~ ~~a~ a ~ y ~~ ~ ~w~~ ~1 ~ ~ 7~ ~ ~ ~` `~ ~0 o m t 4 '~ LOAN NUMBER: 0166017103 ~~ a ~ m ~ - f c~ 7v ['7 ~1 ~ ~ ~ ~ t~ n = ~' G rU ; ° c~ a N ~ ~ ,~ y ~ ~ "'D n ~ C:] ~ 2 `a ~ rr- ~. -~ ~ u~ rn r"v ~ w C a o ~ r--i ---- ~ cn N cn O (Space Above This Line For Recording Data) DEED OF TRUST (PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURI'JD SY THYS DEED OF TRUST) THIS D);ED OF TRUST ("Security Instrument") is made on May l8, 2009. The grantor is THOMAS E GDOWSKI and REBECCA S GDOWSKI, HUSBAND AND WIFE, whose address is 2715 APACHE RD, Grand Island, Nebraska 68801 ("Borrower"), Borrower is not necessarily the same as the Person or Persons who sign the Contract. The obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; daint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trusiee"). The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). THOMAS E GDOWSKI and REBECCA S GDOWSKI have entered into aEquity -Line of Credit ("Contract") with Lender as of May 18, 2009, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDTNG PROTECTIVE ADVANCES)*** of Fifty Thousand and 00/100 Dollars (U.S. $50,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on May 15, 2014. Thrs Security Tnstrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security Tnstrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, state of Nebraska: Address: 2715 APACHE RD, Grand Tsland, Nebraska 68801 Caegal T~escription: THE NORTH SIXTY-FIVE FEET (65') OF LOT TWO (2) AND '1'HE SOUTH NINETY-FIVE FEET (95') OF LOT THREE (3), BLOCK FOUR (4) IN REPEAT OF RIVERSIDE ACRES, GRAND ISLAND, HALL COUNTY, NEBRASKA. Parcel ID/Sidwell Number: 400083302 TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security instrument. All of the foregoing is referred to in this Security Instrument as the "Property." c~a 21g4-2f1(1k Copyright Con~liancc Systems, Inc. 7gF.17-6SRA - 21108.10.289 ww.campliunccxys~cmy,com Consumer Rexl Esrxtc - Sccuriry Ins~runxm DL20}6 Pngc I of 7 800-968-8522 - Fux 616-9S6-1868 ~~~~