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THIS DEED OF TRUST ( "Security Instrument ") is made on May 15, 2009. The grantor is JUAN CABALLERO,
<br />A SINGLE PERSON, whose address is 2903 W STOLLEY PARK RD, Grand Island, Nebraska 68801
<br />( "Borrower "). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235
<br />'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ( "Trustee "). The beneficiary is TierOne Bank, which is
<br />organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO
<br />Box 83009, Lincoln, Nebraska 68501 ( "Lender "). JUAN CABALLERO owes Lender the principal sum of
<br />Thirteen Thousand Five Hundred Eighty -seven and 08/100 Dollars (U,S. $13,587,08), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note "),
<br />which provides for periodic payments ( "Periodic Payments "), with the full debt, if not paid earlier, due and
<br />payable on May 20, 2016, This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by
<br />the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section
<br />titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt
<br />and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in the COUNTY of HALL, state of Nebraska:
<br />Address: 2903 W STOLLEY PARK RD, Grand Island, Nebraska 68801
<br />Legal Description: THE WESTERLY 60 FEET OF LOT 4, IN BLOCK 1, STEWARI" PLACE
<br />SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID /Sidwell Number: 400095017
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32, Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />4O 2004.2008 Copyright Compliance Systems, Inc. 74ED -242E - 2008.10.289 — vomplianuesyntems.com
<br />Consumer Real Estate - Security Instrument DL2036 Page 1 of 8 800- 968 -8522 - Fax 616- 956 -1868
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<br />LOAN NUMBER: 0160292230
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on May 15, 2009. The grantor is JUAN CABALLERO,
<br />A SINGLE PERSON, whose address is 2903 W STOLLEY PARK RD, Grand Island, Nebraska 68801
<br />( "Borrower "). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235
<br />'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ( "Trustee "). The beneficiary is TierOne Bank, which is
<br />organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO
<br />Box 83009, Lincoln, Nebraska 68501 ( "Lender "). JUAN CABALLERO owes Lender the principal sum of
<br />Thirteen Thousand Five Hundred Eighty -seven and 08/100 Dollars (U,S. $13,587,08), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note "),
<br />which provides for periodic payments ( "Periodic Payments "), with the full debt, if not paid earlier, due and
<br />payable on May 20, 2016, This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by
<br />the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section
<br />titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt
<br />and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in the COUNTY of HALL, state of Nebraska:
<br />Address: 2903 W STOLLEY PARK RD, Grand Island, Nebraska 68801
<br />Legal Description: THE WESTERLY 60 FEET OF LOT 4, IN BLOCK 1, STEWARI" PLACE
<br />SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID /Sidwell Number: 400095017
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32, Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />4O 2004.2008 Copyright Compliance Systems, Inc. 74ED -242E - 2008.10.289 — vomplianuesyntems.com
<br />Consumer Real Estate - Security Instrument DL2036 Page 1 of 8 800- 968 -8522 - Fax 616- 956 -1868
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