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<br />premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance
<br />premiums in accordance with The provisions of Section ]0. These items are called "Bscrow Items." At
<br />origination or at any time during the term of the I,nan, Lender may require dtat Community Assat:iapon
<br />Dues, Fan and Assassmen4c, if any, he escrowed by Borrower, and such dues, fees and assessments shall be
<br />an Escrow Item. Borrower shaft promptly furnish W Lender all noticrs of amounts to be paid under this
<br />Section. Borrower shall pay Lender [tte Fonds for Escrow Ttems unlese lender waives Borrower's obligaliem
<br />w pay the Funds for any or aB Escrow I[erns. Lender may waive Borrower's obligation to pay to Lender
<br />Funds for any or all Bscrow Items a[ any time. Any such waiver may only be in writing. In the even[ of such
<br />waiver, Borrower shall pay directly, when and where payable, [he amounts due for any Escrow Items for
<br />which payment of Funds has been waived by 1_erfdar and, if Lender requires, shall famish to Lender receipts
<br />evidencing such payment within such time period as lxnder may require. Ilorcowei s olaligation tp make such
<br />payments and m provide receipts shall for all purposes ba deemed W be a covenant and agrcement contained
<br />in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is
<br />obligated to pay Escrow hems directly, pursuant to a waiver, and Borrower fails to pay the amowtt due for an
<br />Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borcower shall then be
<br />gbligated under Section 9 to repay to Lender any such amount- Lender may revoke the waiver ac m any or all
<br />Escrow Items at any time by a notice given in at:cardance with Section 1.5 and, upon such revocation,
<br />Borrower shall pay to Lendtx all Ponds, and in such ;uttounls, that are Utett required under this Section 3.
<br />Lender may, at any time, collect and hold Funds in an amount (a) sufficient Io permit Lender to apply
<br />the Fantle at the time specified under R13SPA, and (b) not to exceed the maximum amount a Lender can
<br />requite under RESPA. Lender shall estimate the amount of Funds due nn the basis of ctttTen[ data and
<br />reasonable estimates of expenditures of future Escrow Items or ndterwise in accordance with Applicable Law.
<br />The Funds shall be heldtn an insdWtinn whose deposits are insured by a federal age+tcy, instrumentality,
<br />or entity (includirfg Lender, if I.erKler is an institution whose deposits are sa insured) yr in any Federal Llome
<br />Loan Bank. Lender shalll apply the Fonds to pay the Escrow Items no later than the time specified under
<br />RESPA, Lender shall not charge Borrower far holdufg and applying the Funds, annually analyzing the
<br />estrow accow», ar verifying the Esc:mw Items, unless Lender pays Borrower interest on the Funds and
<br />Applicable Law permitfi Lender frJ make such a charge. Unless an agreement is made in writing or Applicable
<br />Law requires interest W be paid on Ute Fonds, Leader shall not be required to pay Botrower any interest qr
<br />earnings on the Funds. Borcower and Lender cart agree in writing, however, That interest shall be paid an the
<br />Funds. l.ertder shal# give to Borrowex, without chazge, an annual accounting of the Funds as required by
<br />1tESPA.
<br />If there is a surplus of Funds held in escrow, as det"ined under RESI'A, Lander shall account to
<br />Borrower for qte excess funds in acwrdance with RESPA. If there is a shortage of Funds held in escrow, as
<br />det`med under RESPA, Lender shall notify Borrtrwcr as required by RESPA, and $orrower shall pay to
<br />Lender the amount necessazy to make up the shortage in accordancecee with RESPA, bttt in no more than 12
<br />monthly payments. If there is a deficiency of Funds held in escrow, as defined under RE5PA, Lender shall
<br />notify Borrower as required by 1tESPA, and Borcgwer shall pay to Lendcx the amount necessary to make up
<br />the deficiency in act:ordance with RBSPA, but in no mere than 12 monthly paymen4s.
<br />Upon payment in full of aIf sums secured by this Security Instrument, Lender shall promptly refund to
<br />Borrower any Funds held 6y bender.
<br />4. Charges; Linos. Borrower shall pay all taxes, assessments, charges, fines, and impositions
<br />attributable to the Property which can attain priority over this Security Instrutneatt, leasehold paytrtents or
<br />ground rents on the Property, ti any, and Community Association Dues, Fees, and Assessments, if any. To the
<br />extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3.
<br />~NEByRASKA -Single Family - Fannte MedFreddta Mra UNIFORM INSTRUMENT K
<br />VMIr-8(NE)lea+tl Pagesn+ts iNtfak:~/(~ For f{ 1Ia1
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